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Last Updated: 4 June 2026
Motilal Oswal logoMotilal Oswal9.3/10
VS
5Paisa logo5Paisa7.9/10

Motilal Oswal vs 5Paisa Comparison

Compare brokerage charges, trading platforms, technical features, pros, cons, and account opening times to see which Demat account is best for you.

Motilal Oswal Wins

Motilal Oswal is the Clear Winner

Motilal Oswal is the superior choice for most traders and investors due to its higher overall rating of 9.3/10 compared to 5Paisa's 7.9/10. Key strengths include Competitive pricing and Motilal Oswal provides a competitive platform for the Indian retail trader..

Motilal Oswal

Rating: ⭐ 9.3 / 10Open Motilal Oswal AccountRs 200 voucher

5Paisa

Rating: ⭐ 7.9 / 10Open 5Paisa AccountRs 200 voucher

📊 Charges & Pricing Comparison

Fee / SegmentMotilal Oswal5Paisa
Account Opening FeeFreeFree
Account AMC (Annual)Rs 300 / yearRs 300 / year
Equity DeliveryRs 20 or 0.05%Rs 20 or 0.05%
Intraday BrokerageRs 20 per orderRs 20 per order
Futures & OptionsRs 20 per orderRs 20 per order
Commodity TradingRs 20 per orderRs 20 per order
Other / DP ChargesStandard industry chargesStandard industry charges
Account Opening Time15 Minutes15 Minutes

💻 Trading Tools & Platforms

Platform FeatureMotilal Oswal5Paisa
Margin Trading (MTF)✅ Available✅ Available
Advisory & Tips❌ No❌ No
Trading API Access✅ Free API✅ Free API
Advanced Charts✅ Yes✅ Yes
Web InterfaceModern, fast, browser-based trading platform with TradingView charts.Modern, fast, browser-based trading platform with TradingView charts.
Mobile Trading AppHighly rated mobile app available on iOS and Android with biometric login.Highly rated mobile app available on iOS and Android with biometric login.

Motilal Oswal Pros & Cons

Pros

  • Competitive pricing
  • Good customer support in regional languages

Cons

  • App UI might lack modern polish compared to top tier brokers

5Paisa Pros & Cons

Pros

  • Competitive pricing
  • Good customer support in regional languages

Cons

  • App UI might lack modern polish compared to top tier brokers

❓ FAQs: Motilal Oswal vs 5Paisa

Which is cheaper between Motilal Oswal and 5Paisa?

Motilal Oswal charges Rs 20 or 0.05% for delivery trades and Rs 20 per order for intraday, with an AMC of Rs 300 / year. Meanwhile, 5Paisa charges Rs 20 or 0.05% for delivery and Rs 20 per order for intraday, with an AMC of Rs 300 / year. In terms of onboarding costs, Motilal Oswal is Free compared to 5Paisa's Free.

Who has a better mobile app: Motilal Oswal or 5Paisa?

Motilal Oswal's mobile app offers: "Highly rated mobile app available on iOS and Android with biometric login.". In comparison, 5Paisa's mobile app offers: "Highly rated mobile app available on iOS and Android with biometric login.". If you require advanced charting tools directly on your phone, both platforms support TradingView integrations but execution layouts vary.

Is Motilal Oswal safer to use than 5Paisa?

Both Motilal Oswal and 5Paisa are SEBI-registered brokers regulated in India, meaning your shares are safely held with central government-backed depositories (NSDL/CDSL). However, Motilal Oswal has a rating of 9.3/10, reflecting their complaint ratio and client size, while 5Paisa has a rating of 7.9/10.

AS

Aditya Sharma

Editorial Board

Lead Financial Analyst

Aditya has over 8 years of experience in the Indian equity markets. He specializes in assessing brokerage models, trading APIs, margin systems, and SEBI compliance. He holds a Master's in Financial Economics and is dedicated to bringing data transparency to retail traders.

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